Business Insurance
Your Business Runs on Trust.
Protect Every Part of It.
From fire and property damage to professional liability, cyber threats, and employee benefits — WEVRIN designs comprehensive commercial insurance programmes that keep your business running through any disruption.
Why Business Insurance
One Risk Event Can End
a Business Overnight
Businesses face a different category of risk from individuals. A fire at your factory can halt production for months. A lawsuit from a client can freeze operations for years. A data breach can expose you to regulatory fines and reputational damage that no balance sheet can absorb alone.
WEVRIN Capital works with businesses of all sizes — from small retailers to mid-size manufacturing units to professional services firms — to design an insurance programme that addresses every meaningful risk, without gaps or overlaps, at a cost your business can sustain.
The Reality Check
Coverage Types
Business Insurance Categories We Cover
WEVRIN designs comprehensive commercial insurance programmes tailored to your industry and scale.
Fire & Property Insurance
Covers your office, factory, warehouse, or store against fire, explosion, natural calamities, and riots. Includes loss of stock, raw materials, machinery, and fixtures.
Workmen Compensation (WC)
Mandatory under law — covers your liability to employees for work-related injuries, illness, or death. Essential for manufacturing, construction, and field-service businesses.
Professional Indemnity (PI)
Covers claims arising from errors, omissions, or negligence in your professional services. Critical for IT firms, consultants, accountants, lawyers, architects, and healthcare providers.
Cyber Insurance
Covers costs of data breach, ransomware attacks, cyber extortion, regulatory fines, and reputational damage. No longer optional for any business handling customer data.
Machinery Breakdown
Covers sudden mechanical or electrical breakdown of plant and machinery — protecting production continuity for manufacturing businesses.
Marine & Transit
Covers goods in transit — by road, rail, sea, or air — against damage, theft, and total loss. Essential for importers, exporters, distributors, and logistics businesses.
More Coverage Options
Additional Covers for Your Business
Every business has unique risks. WEVRIN maps what matters for your specific industry and scale.
Directors & Officers (D&O)
Protects directors and senior officers against personal liability for decisions made in their official capacity — covering legal costs and damages from shareholder, employee, or regulatory claims.
Business Interruption
Covers loss of income and fixed expenses during the period your business cannot operate normally due to an insured event like fire or flood. Keeps the business alive while assets are being rebuilt.
Product Liability
Covers claims arising from bodily injury or property damage caused by products you manufacture, sell, or distribute. Essential for FMCG, pharma, electronics, and food businesses.
Shopkeepers Insurance
An all-in-one policy for retail shops covering stock, furniture, cash, electronic equipment, burglary, fire, and third-party liability — all under one affordable package.
Group Health Insurance
Provides medical cover to all employees as a workplace benefit. Mandatory for companies with 20+ employees under ESMF guidelines. WEVRIN designs cost-efficient group health programmes.
Commercial Property
Comprehensive cover for office buildings, commercial complexes, and retail spaces — including the structure, contents, glass, signage, and third-party liability.
Our Process
WEVRIN's Commercial Insurance
Advisory Process
Business Risk Assessment
We conduct a detailed risk mapping of your business — identifying key assets, operational dependencies, regulatory requirements, and exposure areas.
Gap Analysis
We review your existing covers (if any) against identified risks — highlighting critical gaps that leave your business exposed.
Programme Design
We design a coordinated commercial insurance programme — ensuring complete coverage without duplication, at an optimised total cost.
Insurer Selection
We match each risk to the insurer best suited for that specific line — claims settlement reputation and sector expertise both matter significantly.
Annual Review & Renewal
As your business grows and changes, so do your risks. WEVRIN conducts annual programme reviews to keep your cover aligned with your current reality.
Get Protected Today
Design Your Business Insurance Programme Today
WEVRIN works with businesses of all sizes to build commercial insurance programmes that cover every meaningful risk.