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Health Insurance

One Medical Bill Can
Wipe Out Years of Savings.

Don't let a health crisis become a financial one. WEVRIN helps you choose the right health insurance — right sum insured, right network hospitals, right claim process — for your family's complete protection.

Get Free QuotePolicy Types
₹50L
Cover Available
40+
Insurer Partners
Cashless
10,000+ Hospitals
80D
Tax Deduction
40+
Insurer Partners
10,000+
Cashless Hospitals
₹50L
Cover Available
80D
Tax Deduction Eligible

Why Health Insurance

Healthcare Costs Are Rising
Faster Than Your Salary

India's healthcare inflation runs at 14-15% per year — nearly double general inflation. A single hospitalisation for a cardiac event can cost ₹3-10 lakhs. Cancer treatment can exceed ₹50 lakhs. Without adequate health insurance, one medical emergency can erase a decade of savings.

WEVRIN doesn't just find you any health policy — we analyse your family profile, existing conditions, preferred hospitals, and budget to recommend the policy that will actually protect you when it matters most, not just on paper.

The Reality Check

India's healthcare inflation is 14-15% per year — double general inflation
A cardiac bypass surgery costs ₹4-10 lakhs; cancer treatment ₹15-50 lakhs+
Only 37% of Indians have health insurance — most are catastrophically underinsured
Health insurance protection

Policy Types

Types of Health Insurance We Advise On

From individual covers to comprehensive family floaters — the right structure matters enormously.

Individual Health Policy

A policy covering one person. Ideal if family members have different health profiles. Sum insured is not shared — each member has their own full cover amount.

Family Floater Policy

One policy, one sum insured shared across the family. Cost-effective when the entire family is unlikely to be hospitalised in the same policy year.

Super Top-Up Plans

Activates after your base policy limit is exhausted. Provides ₹10-50L additional cover at a fraction of the cost of buying a standalone high-value policy.

Critical Illness Cover

Pays a lump sum on diagnosis of specified critical illnesses — cancer, heart attack, stroke, kidney failure — regardless of actual treatment cost.

Maternity & Newborn Cover

Covers hospitalisation for delivery, pre/post-natal care, and newborn complications. Important to check waiting periods — typically 2-4 years.

Senior Citizen Plans

Specialised plans for parents aged 60+. WEVRIN identifies insurers with the best senior citizen claim settlement records and pre-existing disease waiting periods.

How We Help

WEVRIN's Health Insurance
Advisory Process

1

Family Health Profiling

We map every family member's age, health history, preferred hospitals, and expected healthcare needs before recommending any plan.

2

Sum Insured Calculation

With healthcare inflation at 14-15%, we help you arrive at the right sum insured — typically ₹10-25L for a family of 4 in a metro city.

3

Policy Comparison

We compare 40+ insurers on cashless hospital network, sub-limits, room rent caps, waiting periods, exclusions, and claim settlement ratios.

4

Rider Optimisation

We advise on adding critical illness riders, maternity cover, and OPD cover — and which add-ons are genuinely worth the extra premium.

5

Claim Support

When a claim arises, WEVRIN stands with you — guiding documentation, cashless authorisation, and dispute resolution if needed.

What to Check Before Buying

No room rent sub-limits (or high limits)
Adequate restoration / unlimited restore benefit
Pre-existing disease waiting period ≤ 2 years
Cashless hospitals include your preferred network
No disease-wise sub-limits on key conditions
Consumables covered or add-on available
Free annual health check-up included
Day-care procedures and domiciliary cover
Get My Health Plan Reviewed

Get Protected Today

Get the Right Health Cover For Your Family

One wrong policy choice can cost lakhs in out-of-pocket expenses. Let WEVRIN get it right for you.

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