Home & Property Insurance
Your Home Took Years to Build.
Protect It in Minutes.
Fire, flood, earthquake, burglary — your home faces risks every day. WEVRIN helps you get comprehensive home insurance that covers the structure, contents, and your family's liability — at a fraction of what you expect.
Why Home Insurance
Your Biggest Asset Has
No Protection Without It
Your home is likely the single largest investment of your life — yet home insurance remains among the most neglected financial products in India. People insure their cars (required by law) but not their homes (equally at risk). A single fire, flood, or earthquake can reduce decades of savings to rubble.
Home insurance in India is surprisingly affordable — a ₹1 crore structure cover can cost as little as ₹3,000-6,000 per year. WEVRIN helps you get the right cover for structure, contents, valuable items, and third-party liability — all under one policy.
The Reality Check
What is Covered
What Home Insurance Protects
A comprehensive home policy covers far more than just the structure — most homeowners don't realise what's available.
Structure / Building
Covers the physical structure of your home — walls, roof, floors, fixed fittings — against fire, explosion, lightning, storm, flood, earthquake, and riot damage.
Home Contents
Covers furniture, appliances, electronics, clothing, and other household belongings against damage or theft. Can be specified or on a blanket sum-insured basis.
Jewellery & Valuables
Covers jewellery, artwork, collectibles, and high-value items — typically requiring separate declaration and in some cases, valuation certificates.
Flood & Natural Calamities
Covers damage from floods, storms, cyclones, landslides, earthquakes, and other natural disasters — the most common and devastating causes of property loss in India.
Burglary & Theft
Covers theft of contents and jewellery from your home — even during a forced break-in. One of the most underinsured risks in urban India.
Third-Party Liability
Covers you if someone is injured or their property is damaged on your premises — a domestic worker accident, a visitor's fall, or damage to a neighbour's property.
Add-Ons & Riders
Enhance Your Coverage With These Add-Ons
These optional covers address specific risks that standard home policies may not fully include.
Electrical & Mechanical Breakdown
Covers sudden breakdown of home appliances and electrical equipment — not covered under a standard home policy. Ideal for large electronics and HVAC systems.
Key & Lock Replacement
Covers the cost of replacing locks and keys if your home keys are lost or stolen — a small but practical add-on that pays for itself in one use.
Alternate Accommodation
Covers hotel or rental costs if your home becomes temporarily uninhabitable due to an insured event like fire or flood — an often overlooked but critical cover.
Portable Electronic Devices
Covers laptops, tablets, cameras, and smartphones against accidental damage or theft — both inside and outside your home.
Solar Panel Cover
Covers damage to solar panels installed on your roof — increasingly relevant as solar adoption grows rapidly across Indian homes.
Pet & Plant Cover
Some comprehensive home policies extend to cover veterinary costs for pet injuries from a covered event, and damage to expensive garden plants.
Our Process
WEVRIN's Home Insurance
Advisory Process
Property Valuation
We help you accurately estimate the reconstruction cost of your property — which is what matters for insurance, not the market value.
Contents Inventory
We guide you through documenting your home contents — furniture, electronics, jewellery — to ensure you're neither over-insured nor under-insured.
Policy Comparison
We compare insurers on coverage scope, claim settlement speed, exclusions, and premium to find the best fit for your property type and location.
Rider Selection
We advise on which add-ons make sense based on your property location, risk exposure (flood zone, fire risk), and lifestyle.
Documentation & Onboarding
We handle the paperwork, declarations, and policy issuance — ensuring your policy is correctly structured from day one.
Get Protected Today
Protect Your Home Starting Today
A ₹1 Crore home insurance policy costs less than your monthly electricity bill. Don't leave your biggest asset unprotected.