Motor Insurance
Your Vehicle is Protected.
So Are You.
From mandatory third-party compliance to comprehensive own-damage cover and zero-depreciation add-ons — WEVRIN helps you insure your car or two-wheeler correctly, at the best price.
Why It Matters
Third-Party Is Legal.
Comprehensive Is Smart.
Third-party motor insurance is mandatory by law in India — but it only protects others from your vehicle. If your own car is damaged in an accident, a flood, or theft, third-party cover pays nothing. Comprehensive insurance protects both — and with the right add-ons, your out-of-pocket expense can be zero.
WEVRIN helps you go beyond just renewing last year's policy blindly. We compare 40+ insurers, recommend the right add-ons for your vehicle's age and usage, and ensure your IDV is correctly set — so you're not underinsured at claim time.
Key Add-Ons
Add-Ons That Make All the Difference
These riders convert good motor insurance into great motor insurance — and cost very little extra.
Zero Depreciation (Nil Dep)
The most important motor add-on. Without it, depreciation is deducted from every claim — you pay 30-50% of repair costs yourself. Zero dep means full repair cost is covered for accidental damage.
Engine & Gearbox Protect
Covers consequential damage to the engine and gearbox — usually excluded in standard policies. Essential in flood-prone areas where waterlogging can silently destroy an engine.
Return to Invoice (RTI)
If your vehicle is stolen or written off, this pays the full original invoice price — not the depreciated IDV. Critical for vehicles under 3 years old.
Roadside Assistance (RSA)
24/7 help for breakdowns, flat tyres, emergency fuel top-up, towing, and key loss. Surprisingly affordable and invaluable on highways or late at night.
Consumables Cover
Covers nuts, bolts, lubricants, and consumables used during accident repairs — excluded from all standard policies. Small cost, meaningful saving on every repair claim.
Personal Accident Cover
Mandatory ₹15L personal accident cover for the owner-driver is included. Can be extended to named/unnamed passengers for a very small additional premium.
How We Help
WEVRIN's Motor Insurance
Advisory Process
Vehicle & Usage Assessment
We assess your vehicle age, city, driving pattern, and parking situation to determine the right type and level of cover.
IDV Optimisation
We set the Insured Declared Value accurately — not too low (underinsured) or too high (overpaying premium). IDV directly impacts your total-loss payout.
Insurer Comparison
We compare 40+ insurers on premium, cashless garage network quality, claim settlement speed, and add-on availability.
Add-On Selection
We recommend only the add-ons that genuinely add value for your vehicle and usage — no unnecessary upselling.
Claim Assistance
If you ever need to claim, WEVRIN guides you through surveyor coordination, cashless garage, and documentation to ensure a smooth experience.
Get Protected Today
Get the Best Motor Cover At the Right Price
Don't just renew blindly. WEVRIN compares 40+ insurers and ensures your vehicle is genuinely protected.